Simplification Of Pravasi Bharatiya Bima Yojana (PBBY) Claims Procedure

Pravasi Bharatiya Bima Yojana (PBBY), a mandatory insurance policy, is required for emigration clearance of prospective ECR passport holder emigrants, with an insurance cover up to Rs.10.00 lakhs. The amount is payable to the nominee/legal heirs in case of work related death or permanent disability to the emigrant. The scheme also provides for Medical Expenses for injuries and ailment up to Rs. 75,000/-, repatriation of the medically unfit, family hospitalization expenses in India up to Rs. 50,000/-, maternity benefit up to Rs. 25,000/- and legal expenses up to Rs. 30,000/- etc.

2.     Considering the problems faced by the workers or their nominee/legal heirs in submitting insurance claims under PBBY, a simplified online claim procedure, 'Submit claim for PBBY'  has been implemented in e-Migrate system. The insurance claims under Pravasi Bhartiya Bima Yojana (PBBY) can now be directly assigned to the insurance agencies, if lodged in e-Migrate by OWRC/PoEs/Indian Missions/or applicants.